Payday Loan Alternatives

Cheaper options to consider before borrowing.

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What Is a Payday Alternative Loan (PAL)? Rules, Limits and How to Get One

PAL I and PAL II explained: amounts, terms, the 28% APR cap and how to get a payday alternative loan from a credit union.

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Payday Loan Alternatives: 9 Cheaper Ways to Cover a Cash Shortfall

Payday Loan Alternatives / admin

Nine lower-cost options to try before a payday loan: credit union PALs, payment plans, employer advances and free local help.

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